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David R. Hardoon

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Essays and posts from LinkedIn.

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LinkedIn · 10 November 2026

80% of firms say they use AI agents.
2% give them broad autonomy. That is not a technology gap. It is a trust and accountability gap.

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Agentic AI AI governance Financial services
LinkedIn · 5 November 2026

Most people still treat agent “misbehavior” as a bug to fix.
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Agentic AI AI governance Risk and failure
LinkedIn · November 2026

The smartest question leaders can ask about AI isn’t ROI. At least, not yet.
The smartest question leaders can ask about AI isn’t ROI. At least, not yet.

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AI strategy and value Leadership
LinkedIn · October 2026

A while ago we built an ATM cash-delivery optimizer. In the sandbox it was beautiful: fewer trips, no cash-outs, clear efficiency gains.
A while ago we built an ATM cash-delivery optimizer. In the sandbox it was beautiful: fewer trips, no cash-outs, clear efficiency gains.

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Financial services AI strategy and value Risk and failure
LinkedIn · October 2026

The biggest barrier to scaling AI isn't technology. It never was.
The biggest barrier to scaling AI isn't technology. It never was.

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Leadership AI strategy and value AI governance
LinkedIn · October 2026

Four bars. Nothing works.
Four bars. Nothing works.

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Risk and failure AI strategy and value Leadership
LinkedIn · October 2026

I'm delighted to be a panellist for the Cambridge Centre for Alternative Finance, Cambridge Judge Business School's AI in Financial Services for Public Authorities online course this season.
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Financial services Policy and public sector AI governance
LinkedIn · October 2026

Sovereignty in AI is not just about the location of the servers.
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Policy and public sector AI governance
LinkedIn · September 2026

Some conversations remind you why the work matters, and why you have to step off the treadmill long enough to remember you are human.
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Leadership AI strategy and value
Essay · 22 December 2025

AI's Silent Fracture: Reconciling Ambition with Execution
AI strategy and value Leadership AI governance
Podcast · 13 January 2022

Podcast on Trustworthy AI
AI governance Financial services Leadership
Podcast · 4 October 2021

Podcast on 'Algorithmic Decisions & the Financial Industry'
AI governance Financial services Data science and machine learning
Essay · 23 August 2021

Estimating The Value of Data
Data science and machine learning Leadership Financial services
Essay · 12 May 2021

The Moral AI
AI governance Policy and public sector Data science and machine learning
Essay · 19 April 2021

Data for Well-being - A Paradigm of Awareness?
AI governance Leadership Policy and public sector
Essay · 30 October 2020

A Digital Opportunity to Transform Financial Reporting
Financial services AI governance Leadership
Essay · 13 October 2020

Digital Currencies: The Time is Now
Financial services Policy and public sector
Essay · 29 September 2020

AI is not the enemy here
AI governance Leadership Policy and public sector
Essay · 17 August 2020

Is Digital Identity Solved?
AI governance Financial services Policy and public sector
Essay · 17 August 2020

What Happens When AI is Used to Set Grades?
AI governance Leadership Data science and machine learning
Essay · 13 July 2020

Leveraging AI to Battle This Pandemic — And The Next One
Policy and public sector Leadership Data science and machine learning
Essay · 19 June 2020

Oversight AI: AI to Control AI
AI governance Financial services Data science and machine learning
Essay · 26 May 2020

Consumer Protection: Toward a Smart Disclosure Regime?
AI governance Financial services Policy and public sector
Podcast · 22 May 2020

[Podcast] A New Paradigm or History Repeating Itself
Policy and public sector Leadership
Essay · 19 May 2020

Balancing Data Policies: What COVID-19 Taught Us
Policy and public sector AI governance Financial services
Essay · 18 May 2020

Seeking Trust in AI
AI governance Data science and machine learning
Essay · 16 May 2020

AI Supervision - A 101 Guideline
AI governance Financial services Policy and public sector
Podcast · 15 May 2020

[Podcast] AI Explainability and what it means to be a Data Artist
AI governance Data science and machine learning Leadership
Podcast · 8 May 2020

[Podcast] FRT Episode 66: COVID-19 and Data Policy
Policy and public sector AI governance Financial services
Essay · 7 March 2020

The real value of using Machine Learning in Financial Markets
Financial services Data science and machine learning
Essay · 29 February 2020

Regulating Digital Technology
AI governance Financial services Policy and public sector
Essay · 12 February 2020

The Impact of Telematics Data on Motor Insurance
Financial services Data science and machine learning
Essay · 11 February 2020

Contextual Explainability
AI governance Data science and machine learning
Essay · 9 February 2020

The Real Minority Report
AI governance Financial services Leadership
Talk · 6 February 2020

Welcome Remarks for Address by Under Secretary McIntosh
Policy and public sector Financial services
Essay · 24 January 2020

The Accountability of AI
AI governance Policy and public sector
Essay · 18 January 2020

Asymmetry of Open Banking
Financial services Policy and public sector
Essay · 13 January 2020

The Analogue Choice in the Digital Age
AI governance Financial services Policy and public sector